Stop trying to collect the debt. Once a bankruptcy is filed, an automatic stay prevents creditors from collecting on a debt. However, if the bankruptcy is dismissed, creditors can resume collecting, provided that no legal restrictions exist (e.g. statute of limitations).

Contact the bankruptcy court clerk to verify the case information. You should receive a notice that states the debtor's case and lists all creditors.

Assess the type of bankruptcy filed and determine if your claim is non-chargeable. Individuals can file Chapter 7 bankruptcy to discharge all debt or Chapter 11 to develop a reorganization or payment plan with the creditors. While most people who file Chapter 7 do not have any assets, such as real estate that creditors can file a claim against, debtors cannot discharge debts that arise from fraud, child support obligations, or willful and malicious acts like drunk driving. Private student loans represent another type of debt that a debtor ordinarily cannot escape through bankruptcy.

Prepare and file a Proof of Claim, Form B10 (uscourts.gov/rules/Revised_Rules_and_Forms/BK_Form_B10.pdf). Include all supporting evidence, such as receipts and contracts. Courts send creditors proof of claim forms along with notices of bankruptcy.

Present your claim before the bankruptcy trustee at the creditor's meeting. The meeting represents a legal proceeding that the debtor will attend. Balance the debt and the cost of attending the meeting. It's unlikely you will attend for a $250 debt if you live in Alaska and the meeting is in Florida, since the cost of traveling exceeds the amount owed.